Any business that stores, processes or transmits payment-card data must meet PCI DSS — the Payment Card Industry Data Security Standard (now v4.0). Invitty helps Indian merchants, fintechs, payment aggregators and BFSI providers scope, remediate and achieve PCI DSS compliance, then stay compliant year-round.
PCI DSS at a Glance
- 12 requirements across six control objectives — from network security and encryption to access control, monitoring and policy.
- SAQ vs ROC — a Self-Assessment Questionnaire for smaller volumes, or a Report on Compliance with a QSA for larger merchants/service providers.
- PCI DSS v4.0 — the current standard, with new requirements around authentication, scripts and continuous security.
Our PCI DSS Service
- Scoping & segmentation — reduce your cardholder data environment (CDE) to cut cost and risk.
- Gap assessment against all 12 requirements and v4.0 changes.
- Remediation — firewalls, encryption, MFA, logging, file-integrity monitoring and secure configuration.
- ASV scans & penetration testing — the external scans and VAPT the standard requires.
- SAQ / ROC support — we prepare your evidence and coordinate with a QSA where needed.
- Continuous compliance — keep controls and evidence current for annual validation.
For Fintech, E-commerce & BFSI in India
We combine security engineering with audit-ready documentation so PCI DSS is achievable and affordable — often by shrinking scope first. Run PCI DSS alongside ISO 27001 and SOC 2, or inside a single GRC programme, to reuse controls and evidence.
Frequently Asked Questions
Who needs PCI DSS compliance?
Any organisation that stores, processes or transmits cardholder data — merchants, e-commerce businesses, fintechs, payment aggregators, gateways and BFSI service providers. Your acquiring bank or card networks typically mandate it.
What is the difference between an SAQ and a ROC?
A Self-Assessment Questionnaire (SAQ) is a self-validation for lower transaction volumes; a Report on Compliance (ROC) is a formal assessment by a Qualified Security Assessor (QSA) required for higher volumes and many service providers. We help you determine and complete the right one.
What changed in PCI DSS v4.0?
v4.0 adds a stronger focus on continuous security, customised implementation, expanded authentication (MFA), and controls for payment-page scripts, among others. We map your programme to the current v4.0 requirements.
How do I reduce the cost of PCI DSS?
By reducing scope. Proper network segmentation and minimising where card data is stored shrinks your cardholder data environment, which lowers both effort and audit cost. Scoping is the first thing we do.
Do you provide the ASV scans and penetration testing PCI requires?
Yes. We arrange approved external ASV scans and deliver the internal/external penetration testing PCI DSS requires, with reports your assessor will accept.